Latest in Loans & Mortgages

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Mortgage Rate Lock-In by State: Who Still Has a Rate Under 4%

FHFA National Mortgage Database through Q2 2026 · Freddie Mac rate survey through Oct. 29, 2026 · Updated by StartBusinessByState Short answer: Homeowners who bought or refinanced in 2020 and 2021 locked in rates under 4%. Selling usually means giving up that rate and taking a new loan at…

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What Is Unsecured Debt?

Talk to a certified debt consultant800-910-0065 Get credit card debt relief from America's top debt relief company. Ozzy S., Freedom client² “Right away, I had more money each month because of program costs so much less than what I was paying on my…

lbcmortgage.com
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Cash Out Refinance in California

Program availability varies by state. In CA, CO, FL, IL, NC, OR, PA, SC, TN, TX, and WA, you can select from all available programs. For all other states, only investment programs are offered Fill out this form and choose…

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Financial hardship support

Support / Financial support / Financial hardship We're here to work with you if you're struggling to meet your payments - whether it's unexpected expenses or a change of circumstance. You can message us in the CommBank app anytime, submit a request for…

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Finance & Lending

Talk to an expert Optimize financial decisions and lending workflows with comprehensive property data and software. We help lenders and financial institutions automate originations, manage risk, and drive growth. Cotality's best-in-class products and solutions are designed to help our clients…

Loans & Mortgages

Rates, terms, and strategies for mortgages, auto, and personal loans.

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Inside Loans & Mortgages

Mortgage Rates & Types Fixed vs ARM, points, and qualifying for the best rate you can get.
Refinance & Cash‑Out When a refi makes sense, breakeven math, and cash‑out considerations.
HELOC & Home Equity Tapping equity responsibly: HELOCs, fixed loans, and rate risks.
Auto Loans APR vs money factor, loan terms, and buying vs leasing basics.
Personal Loans & Consolidation Debt consolidation math, origination fees, and pre‑qualification checks.

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