Fixing the programs' funding gaps could protect benefits while bringing higher taxes, slower benefit growth, or bigger health care bills. Protecting Social Security and Medicare sounds like an obvious win if you're planning for retirement. But how Congress protects them…
Talk to a certified debt consultant800-910-0065 Get credit card debt relief from America's top debt relief company. Ozzy S., Freedom client² “Right away, I had more money each month because of program costs so much less than what I was paying on my…
The latest trustees projection gives lawmakers less time to protect scheduled retirement and survivor benefits. If Social Security is part of your retirement plan, 2032 isn't some far-off Washington date. It's close enough to affect the way you think about your…
Online banks and fintech lenders now originate roughly 45% of unsecured personal loans in the U.S., according to data from credit reporting bureau TransUnion. Digital platforms can offer borrowers more convenience and faster funding times than brick-and-mortar institutions, and also frequently have…
EDITOR’S NOTE: In this component of 401(k) Specialist‘s Q4 Deep Dive on AI in the retirement planning industry, we look at how AI-powered participant platforms are radically reimagining the plan enrollment process into a largely self-serve experience, with advisors often…
IRS Programs & Data By Angeline Balsitis, EA · Reviewed by Melissa Ly, Chief Tax Officer · Published February 22, 2026 · Updated July 14, 2026 · Editorial Standards What this episode covers The short answer: the offer in compromise acceptance rate was roughly 1 in 5 in FY2024 — about 20% of offers…
When you claim benefits could shape your monthly income. Most Americans don't retire on a neat, predictable schedule. Age 64 often becomes a year of "almost there" decisions. Maybe you're still working but thinking about slowing down, or maybe you're already…
Delay Part B without the right kind of coverage and Medicare adds 10% to your premium for every full year you waited — permanently. Enter three things to see what you'd owe, and the month to enroll by to stop it growing.
What do retirement savings really look like in your late 80s? Once you reach age 87, you're near the end of your retirement curve for your 401(k) and other accounts. That means you will have drawn down significant amounts of your retirement accounts…
Program availability varies by state. In CA, CO, FL, IL, NC, OR, PA, SC, TN, TX, and WA, you can select from all available programs. For all other states, only investment programs are offered Fill out this form and choose…
401(k)s, IRAs, HSAs, asset allocation, and long‑term wealth building.
An article joins this feed when it matches these terms. Each one is also a search of its own.