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Student Loan Assistance Program

Information on the Student Loan Assistance Program In 2018, the Howard County Delegation in the Maryland General Assembly passed House Bill 1180. This state-enabling legislation granted authority to the county to create a Student Loan Assistance Repayment Program for Teachers. Introduced by…

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Cash Out Refinance in California

Program availability varies by state. In CA, CO, FL, IL, NC, OR, PA, SC, TN, TX, and WA, you can select from all available programs. For all other states, only investment programs are offered Fill out this form and choose…

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Balance Transfer vs. Debt Consolidation

Debt consolidation and a balance transfer are sometimes used interchangeably because a balance transfer is a form of debt consolidation. However, there are some key differences to note. When choosing between a balance transfer and debt consolidation, this is what…

Student Loans

Borrowing, repayment plans, forgiveness programs, and smart payoff tactics.

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Inside Student Loans

Federal vs Private Know the protections—and tradeoffs—before you borrow or refinance.
Income‑Driven Repayment (IDR) Plan types, recertification, interest subsidies, and eligibility rules.
PSLF & Forgiveness Public Service Loan Forgiveness, limited waivers, and timelines.
Consolidation & Refinancing Combine loans, change servicers, or refinance to lower rates—pros/cons.
Deferment & Forbearance Short‑term relief options, interest accrual, and what to avoid long‑term.

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